Effective pension and retirement planning has the power to provide you with the freedom to live the life you want. We provide everything you need to help plan your finances before and during retirement.
Whether you’re just starting to save for retirement, considering whether your current arrangements are sufficient, thinking about how best to access your pension benefits, want advice on how to make your income last or require advice on any other aspect relating to pensions and retirement, we're here to provide you with the friendly and straightforward expert advice you need to make informed decisions.
Expertise you can trust
Company founder and principal pensions adviser David Boyce is a retirement planning and pension specialist. He has the skills, knowledge and track record to help you achieve your objectives. He can offer advice on setting up a new pension and building a retirement fund, review your existing arrangements to determine whether they will provide you with the lifestyle you desire and advise on how best to drawdown benefits from a pension.
Clear, impartial advice
Our advice is always clear, simple and tailored to you. We're completely independent - so you can be sure we're delivering honest, impartial advice. As retirement planning and pensions specialists, our role is to maximise your financial wellbeing in retirement. We'll work with you to design a pension plan tailored around your individual circumstances and objectives so you can look forward to retirement with confidence. You will benefit from our wealth of experience, industry expertise and outstanding levels of customer service.
A holistic approach
We take the time to get to know you, your goals and your aspirations so we can help you align your money with your values. Proper retirement planning encompasses many more aspects than just saving into a pension. We'll undertake what is known as cashflow modelling which involves assessing your current wealth, along with income and expenditure, to enable a picture to be generated of your finances both now and in the future while applying different scenarios to see how they impact on your plans. This will allow you to reflect on your current financial position relative to your preferred position and will help frame the advice we provide and the choices you make.
Local to you
Based in Musbury in East Devon and Lyme Regis in West Dorset, Bright Future Financial provides independent pensions and retirement planning advice to individuals and families in Exeter, East Devon, West Dorset and South Somerset including Exmouth, Budleigh Salterton, Sidmouth, Honiton, Seaton, Axminster, Lyme Regis, Bridport, Dorchester, Weymouth, Chard, Crewkerne, Taunton and Yeovil.
Take the first steps to a bright financial future by contacting us today to arrangement a free no obligation consultation. We will meet with you at your home or workplace or at a location convenient for you. There is absolutely no charge for our initial meeting where we will explore what we can do for you.
How best to access your pension benefits
Make the most of the new freedoms
Whether you're retired or approaching retirement, you will want the maximum benefit that is available for your pension pot. The April 2015 budget saw a significant change to private pensions and there are now many more options so it is imperative you get impartial, expert advice to make the most of the new choices on offer in order to secure a brighter financial future.
IMPORTANT: Investment involves risk. The value of investments and the income from them can go down as well as up and you may not get back the amount originally invested. Past performance is not a reliable indicator of future performance.
Bright Future Financial Limited Registered Address: Little Orchard, Doatshayne Lane, Musbury, Devon EX13 8BD. Registered in England & Wales, No. 10909347
Bright Future Financial Ltd is an Appointed Representative of Vision Independent Financial Planning Ltd which is authorised and regulated by the Financial Conduct Authority (FCA).
Vision Independent Financial Planning Ltd is registered in England and Wales registration number: 6650476. Registered Office: Vision House, Unit 6A Falmouth Business Park, Bickland Water Road, Falmouth, Cornwall, TR11 4SZ. To verify our status please visit the FCA Register. Our FCA number is 487395.
The guidance or information contained within the website is subject to the UK regulatory regime and is therefore aimed at consumers in the UK.